Terms of use

By using Ladabo you accept these terms. They are short because the site is simple: it is a set of free calculators with no accounts, no payments and no user content.

FILL IN BEFORE PUBLISHING. Confirm the governing-law line at the bottom matches where you actually operate.

Using the site

You may use the calculators freely, for personal or commercial purposes, without asking permission and without payment. You may link to any page.

You may not: attempt to disrupt or overload the site; copy the site wholesale to republish it elsewhere; or present results from it as professional advice from someone qualified to give it.

No advice, no warranty

The calculators provide general information only and are not financial, tax or legal advice. See the Disclaimer for the full position.

The site is provided "as is". No warranty is given that it will be available, uninterrupted, error-free, or fit for any particular purpose.

Liability

To the fullest extent permitted by law, no liability is accepted for any loss, cost or damage arising from your use of this website or from any decision made in reliance on it.

Nothing in these terms limits liability for death or personal injury caused by negligence, for fraud, or for anything else that cannot lawfully be limited.

Content and copyright

The text, design, code and calculator explanations on this site are the property of the site operator, except where stated. Financial formulas themselves are standard mathematics and belong to nobody.

You are welcome to quote a short extract with a link back. Reproducing whole pages is not permitted.

Links to other sites

Links to external websites are provided for convenience. Their content is not controlled by this site and no responsibility is taken for it.

Changes

These terms may be updated. The current version is always the one on this page. Continuing to use the site after a change means you accept it.

Governing law

These terms are governed by the laws of FILL IN — Germany, unless you operate elsewhere, and any dispute falls to the courts there.

Operator details are on the Impressum page.

Last updated: FILL IN — date you publish this.