Budget Planner Calculator – Plan Your Monthly Budget

📋 Budget Planner Calculator

Plan your monthly budget with ease. Add your income, expenses and savings goals to see where your money goes.

💚 Income

🔒 Fixed Expenses

🟡 Variable Expenses

💙 Savings & Investments

📊 Budget Summary

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Fill in your income and expenses, then click Calculate My Budget.

Monthly Surplus
Total Income
Fixed Expenses
Variable Expenses
Savings
Total Expenses
Savings Rate

Where Your Money Goes

Fixed
Variable
Savings
Surplus

50/30/20 Budget Rule

Needs 50%
Wants 30%
Savings 20%

💡 Budgeting Tips

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The 50/30/20 Rule

Use 50% for needs, 30% for wants, and 20% for savings or debt repayment.

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Pay Yourself First

Move savings on payday before spending.

📱

Track Every Expense

Track purchases for one month to find hidden spending.

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Audit Subscriptions

Cancel subscriptions you no longer use.

⚠️ Disclaimer: This calculator is for personal budgeting only and does not constitute financial advice.

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