🌉 Bridging Loan Calculator
Estimate the cost of a short-term bridging loan when buying a new property before selling your existing one.
📝 Your Bridging Scenario
Existing Property
New Property
Bridging Loan
Bridging loans usually have higher rates than standard mortgages.
📊 Your Results
🌉
Enter your property details and click calculate.
Total Bridging Interest
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Bridging Loan Amount—
Bridging Period—
Monthly Interest Cost—
Total Interest—
Net Sale Proceeds—
End Mortgage Balance—
Peak Debt—
📅 Bridging Timeline
Month 0 — Buy New Property
After Sale — End Mortgage
💰 Full Cost Breakdown
Existing Mortgage Payout—
New Property Price—
Purchase Costs—
Bridging Interest—
Selling Fees—
Total Transaction Cost—
Month-by-Month Interest
| Month | Loan Balance | Interest | Cumulative |
|---|
💡 Understanding Bridging Loans
🌉 What is a Bridging Loan?
Short-term finance covering the gap between buying and selling property.
💰 Higher Interest Rates
Rates are usually higher than standard mortgages.
⚡ Sell Before You Buy
Selling first can avoid bridging costs.
📋 Capitalised Interest
Capitalised interest adds to the loan balance.
⚠️ Disclaimer: This calculator provides estimates only and does not constitute financial advice.
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