Editorial Policy — Ladabo
Our commitment to accuracy, independence, and transparency in every loan guide we publish.
Last Updated: May 2026Our Editorial Mission
Ladabo’s mission is simple: help everyday Australians make smarter borrowing decisions by providing clear, accurate, unbiased, and up-to-date loan information — completely free. Every guide we publish is written with the reader’s best interests in mind, not lenders, advertisers, or sponsors.
Our editorial content is produced and overseen by Valentine Pereira, a finance professional with 5+ years of experience in finance, accounting, auditing, and taxation.
Our Core Editorial Principles
Independence
Our editorial decisions are never influenced by advertisers, lenders, or affiliate partners. No lender can pay to be featured, ranked higher, or reviewed favourably.
Accuracy
All facts, rates, and figures are verified against primary sources including ASIC, the RBA, the Australian Government, and official lender websites.
Currency
Loan rates and policies change frequently. We review and update our guides regularly to ensure the information remains current and relevant.
Plain English
We avoid jargon and explain every financial concept clearly so any Australian can understand their options regardless of financial background.
Australian Focus
Every guide is written specifically for Australian borrowers — covering Australian lenders, ASIC regulations, and Australian government schemes.
Fairness
We represent all relevant options fairly and do not favour any lender. Our Top 10 lists are based on editorial merit, not commercial relationships.
Our Research & Writing Process
Topic Selection
Topics are selected based on what Australians are actually searching for — real borrowing needs, common questions, and gaps in publicly available information.
Primary Research
We research each topic using primary sources: ASIC, the Australian Government, the RBA, official lender websites, and publicly available product disclosure statements.
Content Drafting
Content is written by Valentine Pereira or under direct editorial supervision. All content is original, written in plain English, and tailored to Australian borrowers.
Fact Checking
Key facts, rates, and figures are cross-checked against multiple sources before publication. Rates are verified directly on lender websites where possible.
Review & Publication
Content is reviewed for accuracy, clarity, and compliance with our editorial standards before being published.
Ongoing Updates
Published guides are reviewed and updated regularly — particularly after RBA decisions, ASIC announcements, or significant changes to lender products.
Affiliate Relationships & Editorial Independence
Ladabo participates in affiliate marketing programmes and may earn commissions when users click through to lenders. However:
Full details of our affiliate relationships are disclosed on our Advertiser Disclosure page.
Corrections Policy
Ladabo is committed to accuracy. If an error is identified in any of our guides — factual, numerical, or otherwise — we will:
- Investigate the error promptly
- Correct it as quickly as possible
- Note the correction transparently where appropriate
To report an error, please contact us at info@ladabo.com with the page URL and details of the correction needed.
Financial Advice Disclaimer
Contact Our Editorial Team
For editorial enquiries, corrections, or feedback about our content, please contact us at info@ladabo.com or visit our Contact page.
Questions About Our Editorial Standards?
We’re committed to transparency. Get in touch anytime.
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